1. What is People’s Health Choice (PHC)?
People's Health Choice (PHC) is a healthcare benefits program that give you access to reduced, pre-negotiated healthcare rates on services at over 500,000 physicians, pharmacists, dentists, vision specialists, chiropractors and more nationwide!

2. Is People's Health Choice an insurance program?
No. People’s Health Choice is not health insurance. We like to say that our service is so good that you won't believe it's NOT health insurance! Immediate repricing from hundred's of thousands of providers. It's a health benefit program with no equal. Sleep well, your with PHC now..

3. Can I benefit from an People's Health Choice Benefits Card if I also have health insurance?
Yes. You can still benefit with People’s Health Choice (PHC) even if you are already covered by a health insurance policy. Your People’s Health Choice (PHC) Card can give you access to preferred rates on services that are not covered by your health insurance policy.

(The terms and conditions in your health insurance policy will apply to any services that are paid for by the health insurance plan including your obligation to pay co-pay amounts, deductibles and coinsurance. Also, the rates for services covered by your health insurance are negotiated between the provider and the health insurance company and may be different from the People’s Health Choice (PHC) rates you would pay if you did not have health insurance. Nevertheless, People’s Health Choice (PHC) Benefits Cards can save you money on those services that are not covered by your health insurance.)

4. Will People's Health Choice work with my Medicare benefits or Medigap health insurance policy?
Yes. People’s Health Choice is an excellent way for you to supplement your Medicare/Medigap benefits and reduce your out-of-pocket expenses for prescription drugs and other healthcare services not covered by Medicare or your Medicare Supplement insurance (also known as Medigap). Please note the following, however:

(The Medicare regulations or the terms and conditions in your Medigap health insurance policy will apply to any services that are paid for by Medicare or your Medigap health insurance plan. Also, the rates for services covered by Medicare or Medigap are established by the U.S. Department of Health and Human Services or the Medigap health insurance company. These rates may be different from the People’s Health Choice (PHC) rates you would pay if you did not have Medicare or Medigap. Nevertheless, People’s Health Choice (PHC) can save you money on services or prescription drugs that are not covered by Medicare or Medigap.)

5. Why can’t I be rejected when I join People's Health Choice?
People’s Health Choice (PHC) Benefits Cards are not insurance policies and your application is not underwritten by an insurance company. All applicants are automatically accepted, regardless of prior health conditions.

6. How can I find the People's Health Choice providers nearest to me?
Click here for the answer to your question.

7. My favorite service provider are not on the People’s Health Choice (PHC) provider list. What should I do?
You can nominate your provider for inclusion in our network. Just email us here at providers@peopleshealthchoice.com      .

8. Can I use my People’s Health Choice Card if I relocate?
Yes, as long as you reside in the United States. People's Health Choice is a nationwide program that offers access to (and preferred rates for) providers throughout the country. However, benefits can vary by location, provider or the type of health care service.    

9. Which family members can I include on my People’s Health Choice (PHC) Card?
If you have a family membership, you can include yourself, your spouse or domestic partner, and any children who are under age 24 (up to a limit of 15 family members).

10. How often may I use the (PHC) Card?
As many times as you want.

11. Is there a transaction fee to use my People’s Health Choice (PHC) Benefits Card?
There are no card transaction or usage fees. You just pay your monthly membership fee to use your People’s Health Choice (PHC) Benefits Card as often as you like.

12. Are the preferred rates the same at all People’s Health Choice (PHC) providers?
No. People’s Health Choice (PHC) preferred rates will vary depending on the provider, type of healthcare service, and your geographic area.

13. How do I purchase an People’s Health Choice Card?
Click here to Join People's Health Choice. 

14. How soon can I start receiving PHC rates?
Your membership is active within approximately 5 business days of purchasing your membership. You will be issued a temporary membership card upon completion of the enrollment process. You will receive your permanent membership card within 2 weeks of enrolling.

15. What if a People’s Health Choice provider won’t accept my membership card?
Email us RIGHT AWAY and we'll take care of the problem. Our email address is: servicealert@peopleshealthchoice.com

	Start Saving Now! Click Here to Join People's Health Choice and receive your card. Point...Click...Save!